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WILLS Making a Will is the only way you can be sure what will happen to your property and possessions after your death. If you have a Wife or Husband, especially young children or dependents, it is the best way of making absolutely sure they are provided for. An up-to-date

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Lasting Power of Attorney

LASTING POWER OF ATTORNEY None of us likes to think about losing the ability to manage our own affairs and to make decisions about our money and welfare. But it does happen. An estimated 700,000 people in the UK suffer with dementia – including one in five of those over

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PROBATE Would you know what to do when somebody dies? The loss of a friend or loved one is a very stressful time. In addition to notifying everyone and arranging the funeral, there is a lot of paperwork and official documents which need to be completed. One of the duties

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Inheritance Tax Planning

INHERITANCE TAX PLANNING It’s important to remember that when you die your estate could be subject to Inheritance Tax (IHT) if it’s worth more than the IHT Threshold. With careful planning you can reduce the amount payable but it can be complex. There are various ways you can reduce the

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Business Will

BUSINESS WILL If the worst was to happen, what would become of your business? It’s a macabre subject but it’s important to think about if you want your business to continue to thrive once you, your business partner or a prominent shareholder is gone, especially if you are relying on

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Court Of Protection

COURT OF PROTECTION When a family member or friend loses mental capacity it can be a stressful and difficult time. In order to take control of your loved one or family member’s affairs you need to apply for a Deputyship order, by applying to the Court of Protection to appoint

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Family Protection Trust

FAMILY PROTECTION TRUST What does the Family Protection Trust Involve? For most people, ownership of their home does not always mean they are wealthy – at least not in the sense of having money to spend.  Even with rapidly increasing property values home ownership usually revolves around practical issues such

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Family Investment Company

FAMILY INVESTMENT COMPANY A Family Investment Company (FIC) is a private company (limited or unlimited) that is controlled and run by its directors (usually the parents), with family members (usually children) owning the shares. All day-to-day control and investment decisions are vested in the directors. A FIC can therefore be

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Succession Planning

SUCCESSION PLANNING Making a Will is a great step forward in your Succession Planning affairs, but it shouldn’t be looked at in isolation. If you have business interests, then there are a number of further things to consider. You may want to utilise trusts in your Will to safeguard assets

Business Lasting Power of Attorney

BUSINESS LASTING POWER OF ATTORNEY Appointing a trusted representative to deal with your business affairs . Dealing with money and paperwork can be difficult if you become unable to manage your personal affairs for any reason, and in certain cases it may be impossible. The same can be equally said